Direct Stafford Loans for Students

Adams State students can be eligible for Direct Stafford Loans, from the William D. Ford Federal Direct Loan Program. Eligible students borrow directly from the U.S. Department of Education.

How much can you borrow?

Subsidized vs. Unsubsidized Direct Stafford Loans

If you borrow a Subsidized Stafford Loan, the federal government will pay the interest for you while you are in school and during your six-month grace period.
If you borrow an Unsubsidized Stafford Loan, you will be responsible for all interest that accrues during the time that you're in school and the grace period. You will, however, have the option of paying the interest while you are in school.

Steps for Borrowing Direct Stafford Loans

Direct Loan Entrance Counseling is required to ensure you understand your financial obligations when borrowing a loan. A Master Promissory Note (MPN) is a contract with the federal government. When you sign the Direct Loan MPN, you promise to repay any student loans you receive.